Understand Your
Payment Processing
in Minutes.
Upload your merchant statement and receive an AI-powered analysis that identifies unnecessary fees, explains your pricing, and gives you your proprietary FlowMint Score.
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Welcome back, James! Here's your latest analysis overview.
FlowMint Score
FAIR
You have opportunity
to save.
Estimated Monthly Opportunity
$894.27
Potential Annual Savings
$10,731
Fee Breakdown
- Processor Markup$684.27
- Monthly Fees$198.00
- PCI Fees$99.00
- Other Fees$111.00
Effective Rate
3.42%
Industry Average 2.66%
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Analysis
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Actionable
Insights
Trusted by businesses nationwide
AI Statement Analysis
Our AI reads every line of your statement to identify fees and pricing structure.
FlowMint Score
Get your proprietary score that shows how competitive your current processing is.
Fee Breakdown
See a detailed breakdown of all fees, markups, and hidden charges.
Pricing Transparency
We explain your pricing in plain English with complete transparency.
Business Insights
Actionable insights to help you reduce costs and increase profitability.
Expert Consultation
Speak with our payment experts and get a custom savings strategy.
How it works
From statement to insight in three steps.
A workflow designed to feel effortless. No jargon, no spreadsheets.
Upload your statement
Drag and drop your merchant statement in PDF, PNG, or JPEG. Encrypted end-to-end.
AI analyzes your statement
Our engine parses every fee, rate tier, and hidden charge in seconds.
Receive your FlowMint Score
A proprietary score, detailed report, and expert-ready recommendations.
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FlowMint Report
Merchant analysis · Preview
FlowMint Score
—
Effective rate
2.41%
Est. savings
$1,284
Transparency
High
Complexity
Moderate
Interchange-plus pricing detected
Your pricing model is transparent and industry-favored.
Recurring monthly fees found
PCI compliance and gateway fees totaling $89/mo — potentially negotiable.
Non-qualified downgrades
Approximately 4.2% of volume incurred elevated rates last cycle.
The FlowMint Score
One number that tells the truth about your fees.
The FlowMint Score is a proprietary rating of your payment processing health — combining effective rate, structure quality, transparency, and complexity into a single, actionable benchmark.
Your FlowMint Score
Excellent
Confidence
96%
Benchmark
Top 12%
Consultation
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